About Me – KD Maurya
Your Trusted Guide to Smarter Financial Decisions
Welcome to SmartMoney By KD
At SmartMoney By KD, I believe that financial freedom is not a luxury—it's a right. I’m Krishna Datt Maurya (KD), the founder of this blog, a passionate learner, and a real-life practitioner of smart money habits, investing, and saving.

Our Story
Who I Am – KD Maurya
Hi, I’m Krishna Dutt Maurya (KD)—the voice behind SmartMoney By KD.
मैं उत्तर प्रदेश के एक छोटे से गाँव से हूँ और मैंने खुद अपनी जिंदगी में पैसे की अहमियत को बहुत करीब से समझा है। मेरा उद्देश्य है कि हर आम भारतीय को आसान भाषा में पैसे की सही समझ और स्मार्ट फाइनेंशियल फैसलों की जानकारी मिले।
I believe that financial freedom is not just for the rich—it's for everyone. Through this blog, I aim to make saving, investing, and managing money simple, practical, and accessible to every Indian, whether you live in a city or a village.
Why I Started SmartMoney By KD
-
To help people learn how to save money even with low income.
-
To simplify investments like SIP, mutual funds, and stocks in easy language.
-
To spread awareness about government schemes and digital finance tools that can improve lives.
-
To promote financial independence (FIRE) among the new generation.
📚 What You’ll Learn Here:
✅ Money Saving Tips | पैसे बचाने के आसान तरीके
✅ Investing for Beginners | निवेश की सरल जानकारी
✅ Side Hustles & Passive Income | अतिरिक्त कमाई के तरीके
✅ Government Schemes Explained | सरकारी योजनाओं की जानकारी
✅ Apps, Cashback, Digital Banking Tips
🎯 My Mission
To empower 1 lakh+ Indians to take control of their finances, reduce money stress, and build a secure, independent future.
🔗 Why Trust SmartMoney By KD?
✅ Real-life experience, not just theory.
✅ Transparent and honest advice—I also share mistakes and lessons learned.
✅ All content is written in simple Hindi + English, so anyone can understand.
✅ No confusing jargon, no misleading claims.
Google loves trust. Readers love honesty. That’s the heart of EEAT.
🤝 Let’s Stay Connected:
📧 Email: contact@smartmoneybykd.com
📱 Follow me on:
Instagram | Facebook | YouTube | WhatsApp
👉 Thank You for Visiting!
I invite you to read the blog, download free tools, and join the Smart Money Circle to stay updated.